Foundation Finance Company (FFC) is a leading provider of consumer financing programs to dealers and contractors nationwide. These programs allow customers like you to purchase the goods and services you need today while making low monthly payments over time.
- No Application Fees
- No Pre-payment Penalty
- Low Monthly Payments
- FAST Credit DecisionÂ
- Fixed Interest Rates
- High approval rates: We approve up to 77% of deals other lenders decline
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Credit Approval Tiers
Perfect Credit Not Required!
Make Foundation Finance your go-to source for consumer home improvement and renovation financing. Whether your customers are looking to finance their new roof or remodel their basement, we can help. We work with customers with superprime, prime, near prime, and subprime credit to meet all your financing needs!
What’s the Difference?
FFC offers two types of loans: closed-end (aka installment) and revolving. Both options give you the same choices of promotions and approvals. The main difference is how the customer’s payment is calculated.
Revolving accounts are open-ended and based on a minimum monthly payment using a simple payment factor like 1.5% or 2% of the loan amount.
Closed-end is set on a fixed term of 12-144 months, so the payment amount is based on the APR and term.